3-Step Process
Understand how our streamlined process works to help you achieve your credit goals efficiently.
Assessment
Start with a free, comprehensive assessment by our credit experts. We'll evaluate your situation and create a personalized game plan to enhance your credit score.
Restoration
We permanently dispute negative marks from your credit profile, 97% of our members see changes within days.
Optimize
Implement credit building products & strategies to quickly strengthen your credit history and supercharge your credit score.
Everything You Need for Accelerated Credit Restoration.
sweepcredit delivers all the essential features while saving you time and money, without compromising on speed or effectiveness.
Unlimited Disputes Each Round
Why settle for less? Unlike other services that cap disputes, we unleash the full power of unlimited disputes each cycle. Say goodbye to long waits and high costs, and hello to faster credit repair that puts you in control.
No Hidden Fees, Ever
Tired of hidden fees and surprise charges? We keep it simple with clear, upfront pricing on every plan — one-time or monthly. Just straightforward support that respects your time and budget.
Industry-Leading Knowledge
Our team of experts leverages the latest industry insights and cutting-edge strategies, constantly adapting to changes in credit bureau practices to ensure you receive the most effective credit repair solutions.
Dedicated to Your Success
Your journey to excellent credit starts here. Our dedicated team is with you every step of the way, offering expert guidance and support. Achieve your credit goals and enjoy the perks of financial freedom sooner.
What sweepcredit can dispute
Our team disputes a wide range of negative items across Equifax, Experian, and TransUnion.
Ready to see what's holding your score back?
Get a free credit analysis — we'll flag every removable item on your report.
What sets sweepcredit apart?
Experience unparalleled service with our comprehensive credit solutions.
Choose the sweep that fits your credit goals.
One-time package for express cleanup, or go automated for ongoing, hands-off protection.
- ✅Equifax, Experian, TransUnion
- ✅Unlimited Inquiry Disputes
- ✅Unlimited Late Payment Disputes
- ✅Changes In Days
- ✅Consistent Credit Updates
- ✅Personal Client Dashboard
- ✅Credit Building Products
- ✅Expert Analysis Report
- ✅Done-For-You Service
- ✅Credit Builder Card Access
- ✅Ongoing Credit Management
- ✅Equifax, Experian, TransUnion
- ✅Unlimited Derogatory Disputes
- ✅Expedited Dispute Processing
- ✅Changes In Days
- ✅Priority Dispute Management
- ✅Personal Client Dashboard
- ✅Consistent Credit Updates
- ✅Expert Analysis Report
- ✅Done-For-You Service
- ✅Credit Builder Card Access
sweepcredit
Dispute management system
"Credit repair shouldn't feel like a black box. You should be able to see exactly what's happening to your report, every step of the way."
sweepcredit started with a simple frustration: clients calling to ask what was happening with their disputes because nobody could tell them. We built a system instead of a slow paper trail — one dashboard that shows every dispute, every response, and every point of progress in real time.
Every account gets a strategy built around its specific profile, not a one-size-fits-all letter template. That's the standard sweepcredit is built on.
Permanently eliminate derogatory remarks from your credit profile
Healthy credit score = Peace of mind
At sweepcredit, we help dispute negative remarks from your credit profile, paving the way to a brighter financial future.
Join thousands of satisfied clients who have worked with sweepcredit to take back control of their credit.
Free resources
Straightforward guides to help you understand and improve your credit.
How credit scores are calculated
The five factors that make up your FICO score and where to focus your effort.
- Payment history (35%) — the single biggest factor in your score
- Amounts owed (30%) — your credit utilization ratio
- Length of history (15%) — age of your oldest and newest accounts
- Credit mix (10%) — revolving credit vs. installment loans
- New credit (10%) — recent accounts and hard inquiries
Building business credit from scratch
A step-by-step guide to establishing an EIN credit profile and accessing funding.
- Form a legal entity and obtain your EIN from the IRS
- Open a dedicated business bank account
- Register with Dun & Bradstreet for a D-U-N-S number
- Open 2–3 net-30 vendor accounts that report payments
- Pay every vendor early or on time to build your Paydex score
How to dispute errors on your report
Your rights under the FCRA and how disputes actually get resolved.
- Pull your full report from all three bureaus and review every line
- Identify items that are wrong, outdated, or unrecognized
- Submit a written dispute citing the specific item and reason
- Bureaus generally have 30 days to investigate and respond
- Unverified items must be corrected or removed
Service FAQ
Last updated: October 9, 2026
sweepcredit (“we”, “us”) respects your privacy. This policy explains what we collect, how we use it, and the choices you have.
1. Information we collect
- Contact details, such as your name, email address, phone number, and mailing address.
- Information you share for your credit review and disputes, such as credit report details, account information, and supporting documents.
- Payment details, which are handled by our payment processor. We do not store full card numbers.
- Technical data, such as device, browser, and usage information collected through cookies and analytics.
2. How we use it
To provide and manage our dispute services, communicate with you, process payments, improve our website, prevent fraud, and meet legal obligations.
3. Who we share it with
We share information only as needed with credit bureaus and creditors to submit disputes you authorize, and with service providers that support our business (payments, communications, hosting, analytics). We may also disclose information when required by law. We do not sell your personal information.
4. Security and retention
We use reasonable safeguards to protect your information and keep it only as long as needed to provide our services and meet legal requirements. No method of transmission or storage is completely secure.
5. Your choices
You may request access to, correction of, or deletion of your information, and you can opt out of marketing messages at any time by using the unsubscribe link or replying STOP. Some information must be kept to comply with the law.
6. Cookies, children, and updates
You can control cookies in your browser settings. Our services are intended for adults aged 18 and over. We may update this policy from time to time, and the date above shows the latest version.
Questions? Customer Care: [email protected] · Customer Service: +1 678-971-0999
Last updated: October 9, 2026
By using our website or services, you agree to these terms. Please read them carefully.
1. Our services
sweepcredit helps you review your credit reports and prepares and manages disputes of inaccurate, outdated, or unverifiable items. We are not a law firm and do not provide legal advice. Before services begin, you will receive a written agreement and the consumer disclosures required by law.
2. Eligibility and your responsibilities
You must be at least 18 years old. You agree to provide accurate and complete information, to authorize us to submit disputes on your behalf, and not to ask us to dispute information you know to be accurate and verifiable by claiming it is false.
3. No guaranteed results
Results vary by person. Credit bureaus and creditors make the final decision on every dispute, and we cannot guarantee the removal of any item or a specific change to your credit score. Accurate, timely, and verifiable information may legitimately remain on your report.
4. Fees and payment
Plan prices are shown on our website and in your service agreement. Plans are billed either as a one-time payment or as a monthly membership, and you authorize us and our payment processor to charge your selected payment method. Fees are collected only as permitted by applicable law.
5. Your right to cancel
You may cancel your agreement without penalty or obligation at any time before midnight of the third business day after you sign it. Monthly memberships may be cancelled at any time to stop future billing. See our Refund Policy for details.
6. Limitation of liability
To the fullest extent permitted by law, sweepcredit is not liable for indirect or consequential damages, and our total liability is limited to the fees you paid for the services at issue. Nothing in these terms limits any right you have under federal or state law.
7. General
These terms are governed by applicable U.S. federal and state law. We may update them from time to time, and continued use of our services means you accept the updated terms.
Questions? Customer Care: [email protected] · Customer Service: +1 678-971-0999
Last updated: October 9, 2026
We want you to feel confident working with sweepcredit. This policy explains when and how refunds work.
1. Three-day cancellation right
You may cancel your agreement for any reason, without penalty or obligation, before midnight of the third business day after you sign it. If you cancel within this period, you will receive a full refund of any amount paid.
2. Monthly membership
You can cancel your monthly membership at any time. Cancelling stops future billing, and your plan remains active through the end of the period you have already paid for.
3. One-time plans
After the three-day period, you are entitled to a refund of fees paid for any services we have not performed. Fees for services already delivered are not refundable.
4. Results
Because credit bureaus and creditors make the final decision on each dispute, results vary and are not guaranteed. The outcome of a dispute is not, on its own, a basis for a refund.
5. Third-party products
Products and services provided by other companies, such as credit reports or credit-builder cards, are governed by those providers’ own terms and refund policies.
6. How to request a refund
Email Customer Care at [email protected] from the address you used to sign up, and include your name and plan. We review every request promptly. Approved refunds are returned to your original payment method, and timing depends on your bank or card issuer.
Questions? Customer Care: [email protected] · Customer Service: +1 678-971-0999